Celebrating 11 Years in Business!
Effective Date: December 7, 2025
This Privacy Policy explains how BadDrivingRecord.com (“Website”, “we”, “us”, or “our”) collects, uses, and shares information about you when you visit our website, submit a quote request, or otherwise interact with us.
BadDrivingRecord.com is owned and operated by:
BadDrivingRecord.com Insurance Services Inc
68200 Bella Vista Rd, Cathedral City, CA 92234
When you request an insurance quote through BadDrivingRecord.com, your information is provided to BadDrivingRecord.com Insurance Services Inc., which prepares insurance quotes and, if you choose to purchase, writes the policy.
• Website Owner / Operator: BadDrivingRecord.com Insurance Services Inc
• Licensed Insurance Agency Issuing Policies: BadDrivingRecord.com Insurance Services Inc.
Insurance policies quoted and/or issued based on requests submitted through this Website are written under BadDrivingRecord.com Insurance Services Inc. (subject to state licensing and carrier availability).
We are currently licensed to sell insurance in:
• Florida – Agency License
L134978
• More states coming soon
This Privacy Policy applies to:
• Visitors to BadDrivingRecord.com
• Individuals who submit a quote or contact request through the Website
• Individuals we communicate with by phone, email, or SMS/text as part of the quote or policy process
It does not apply to third-party websites or services you may access through links on our site (including carrier websites), which have their own privacy policies.
We collect information that you voluntarily provide to us when you:
• Submit an insurance quote request
• Request that we contact you
• Communicate with us by phone, email, or SMS/text
Information you may provide includes:
• Name
• Email address
• Phone number
• Mailing address and residence address
• Date of birth
• Driver’s license number and issuing state
• Vehicle information (e.g., year, make, model, VIN, usage, garaging address)
Important:
• We do not collect Social Security Numbers at any time.
• We do not collect driving history (tickets/DUIs/accidents) directly on this Website.
That information may be discussed later during the quote process, but not collected via web forms.
• We do not collect payment information on this Website. If you purchase a policy, payment information is collected by BadDrivingRecord.com Insurance Services Inc. and/or the insurance carrier, typically by phone or via secure carrier platforms.
• We do not allow customers to upload documents (such as IDs or policy documents) directly through this Website.
We may also automatically collect certain technical information when you visit the Website.
When you visit BadDrivingRecord.com, we and our third-party partners may automatically collect certain information using cookies, pixels, and similar technologies, including:
• IP address
• Browser type and version
• Device type
• Pages visited and time spent on the Website
• Referring URLs
• General location (based on IP address)
We use, among other tools:
• Google Analytics
• Facebook Pixel
• Google Ads tracking (including remarketing and conversion tracking)
These tools help us understand how visitors use our site, measure advertising effectiveness, and improve our services.
You can manage cookies via your browser settings and learn more about opting out of certain tracking via Google and Meta/Facebook opt-out tools.
We use the information we collect for purposes including:
• Reviewing and responding to your insurance quote requests
• Providing your information to BadDrivingRecord.com Insurance Services Inc. so they can prepare insurance quotes
• Obtaining quotes from third-party insurance carriers and intermediaries
• Communicating with you about your quote, potential coverage, and policy options
• Sending you SMS/text messages and phone calls related to your quote or policy (with your consent)
• Improving, maintaining, and securing our Website
• Measuring and improving the effectiveness of our advertising and marketing
• Complying with legal, regulatory, and record keeping obligations
We may also use automated tools, including AI-based systems, to assist in:
• Reading and extracting information from insurance applications and related documents that we receive as part of the quoting process
• Reducing manual data entry and improving accuracy and efficiency
These tools are used for internal processing only and do not independently make underwriting or eligibility decisions.
We do not sell your personal information.
We may share your information in the following situations:
We share the information you provide with BadDrivingRecord.com Insurance Services Inc. for the purpose of:
• Obtaining insurance quotes
• Determining eligibility and underwriting
• Issuing and servicing policies
• Completing required state filings (such as FR-44 or SR-22)
Policies quoted or issued based on your request through this Website are written under BadDrivingRecord.com Insurance Services Inc., subject to state licensing and carrier availability.
b. With Insurance Carriers and Intermediaries
We may share your information with third-party insurance carriers, intermediaries, and related partners solely for the purpose of:
• Obtaining insurance quotes
• Verifying eligibility
• Underwriting and issuing policies
• Completing state-required filings (such as FR-44 or SR-22)
c. With Service Providers
We may share information with trusted service providers that perform services on our behalf, such as:
• Website hosting and security
• Analytics and advertising
• Communications and SMS delivery
• Internal automation and data processing
These service providers are authorized to use your information only as necessary to provide services to us.
d. For Legal and Compliance Purposes
We may disclose information:
• When required by law, subpoena, or court order
• To comply with regulatory requirements or respond to lawful requests
• To protect our rights, property, or safety, or that of our clients or others
• In connection with a merger, acquisition, or transfer of assets
By submitting your information on this Website and providing your phone number, you expressly consent to being contacted by:
• Morrison Insurance Services Inc., and
• BadDrivingRecord.com Insurance Services Inc.
for purposes related to your insurance inquiry, including:
• Insurance quotes
• Policy information
• Follow-up questions
• Renewal reminders or service-related notifications
Contact may be made via:
• Phone calls, and
• SMS/text messages
Message and data rates may apply. You may opt out of SMS/text communications at any time by replying “STOP” to any message.
We do not use autodialers or prerecorded/artificial voice messages for marketing to your mobile device. Consent is not required to obtain a quote or purchase insurance.
Depending on your location and applicable law (including the California Consumer Privacy Act (CCPA), as amended by the CPRA), you may have rights such as:
• The right to know what categories of personal information we collect and how it is used
• The right to request access to the specific information we hold about you
• The right to request correction or deletion of your information, subject to legal and business recordkeeping requirements
• The right to opt out of certain types of data sharing or targeted advertising where applicable
To exercise any of these rights, please contact us using the contact information below. We may need to verify your identity before responding to certain requests.
We use reasonable administrative, technical, and physical safeguards designed to protect the information we collect against unauthorized access, loss, misuse, or alteration.
However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We retain personal information for as long as reasonably necessary to:
• Provide quotes and services
• Comply with legal, regulatory, and recordkeeping requirements
• Resolve disputes and enforce our agreements
When information is no longer needed, we may delete, anonymize, or aggregate it.
This Website is not intended for children under 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected information from a child under 13, we will take
reasonable steps to delete it.
Our Website may contain links to third-party websites (including insurance carrier portals). We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.
We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of this page. Your continued use of the Website after any changes indicates your acceptance of the updated Policy.
If you have any questions about this Privacy Policy or wish to exercise your rights, please contact us at:
BadDrivingRecord.com Insurance Services Inc
68200 Bella Vista Rd, Cathedral City, CA 92234
Email: Customerservice@Baddrivingrecord.com
Phone: (888) 269-0088
Request a call from us, and we’ll get back to you as soon as possible!
