Celebrating 11 Years in Business!
Effective Date: February 25, 2025
These Terms of Service (“Terms”) govern your use of BadDrivingRecord.com (the “Website”). By accessing or using the Website, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not use the Website.
BadDrivingRecord.com is owned and operated by:
BadDrivingRecord.com Insurance Services Inc.
68200 Bella Vista Rd, Catherdral City, CA 92234
We are a licensed insurance agency. When you submit a quote request through this Website, BadDrivingRecord.com collects your information and provides it to BadDrivingRecord.com Insurance Services Inc, which prepares the insurance quotes. If you purchase a policy, it is written and serviced under BadDrivingRecord.com Insurance Services Inc, subject to state licensing and carrier approval.
We are currently licensed to sell insurance in:
• Florida – Agency License L134978
• More states coming soon
Availability of specific products and services may vary by state and by carrier.
By using this Website, you represent and warrant that:
• You are at least 18 years of age; and
• You have the legal authority to enter into these Terms and to use this Website.
The Website is provided for:
• General informational purposes about insurance products and services
• Allowing you to request insurance quotes
No Coverage Is Bound Through the Website.
Submitting information through the Website does not:
• Bind coverage
• Guarantee that coverage will be issued
• Guarantee that a particular rate or quote will be available
Coverage is bound only when confirmed by an authorized representative of BadDrivingRecord.com Corporation and/or the issuing carrier, subject to underwriting and applicable law.
Any quotes generated or discussed based on information you provide:
• Are estimates only
• Are subject to change
• Depend on underwriting review, verification of your information, and carrier guidelines
Carriers and agencies may refuse to issue a policy, adjust premium, or impose conditions based on underwriting criteria, driving record, state regulations, and other factors.
You agree that:
• All information you submit via the Website or otherwise provide to us is true, accurate, and complete to the best of your knowledge.
• You will promptly update us if any information you have provided changes or is found to be inaccurate.
Providing false, incomplete, or misleading information may result in:
• Inaccurate quotes
• Denial of coverage
• Policy cancellation
• Other adverse underwriting decisions
The content on this Website is for general informational purposes only and does not constitute:
• Legal advice
• Tax advice
• Financial advice
• Professional advice of any kind
You should consult with appropriate professionals regarding your specific situation.
All content on the Website—including text, graphics, logos, icons, images, and layout—is the property of Morrison Insurance Services Inc. or its licensors and is protected by applicable intellectual property laws.
You may:
• View and print content for your personal, non-commercial use in connection with obtaining insurance information or quotes.
You may not:
• Copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, or sell any content from this Website without our prior written permission.
You agree not to:
• Use the Website for any unlawful purpose
• Submit false or misleading information
• Interfere with or disrupt the operation or security of the Website
• Attempt to gain unauthorized access to any systems or networks connected to the Website
• Use automated means (such as bots, spiders, or crawlers) to access or scrape the Website, except as allowed by public search engines
• Reverse engineer or attempt to derive the source code of any part of the Website
We reserve the right to terminate or restrict your access to the Website for any violation of these Terms.
The Website may contain links to third-party websites, including insurance carrier portals and other resources. These websites are not controlled by us, and we are not responsible for their content, privacy practices, or terms of use.
Your interactions with third-party websites and services are solely between you and those third parties.
By providing your phone number and submitting a quote or contact request through this Website, you expressly consent to being contacted by:
BadDrivingRecord.com Insurance Services Inc
for purposes related to your insurance inquiry, including:
• Insurance quotes
• Policy options and recommendations
• Follow-ups and clarifications
• Service-related notifications and renewal reminders
Contact methods may include:
• Phone calls
• SMS/text messages
Message and data rates may apply. You may opt out of SMS/text messages at any time by replying “STOP” to any message.
We do not use autodialers or artificial/prerecorded voice messages for marketing to your mobile device. Consent is not a condition of purchasing goods or services.
To the fullest extent permitted by law, the Website and all content, materials, and services provided through it are provided on an “AS IS” and “AS AVAILABLE” basis, without any warranties of any kind, express or implied.
We do not warrant that:
• The Website will be uninterrupted or error-free
• Defects will be corrected
• The Website is free of viruses or other harmful components
• The information on the Website is always current, complete, or accurate (though we strive to keep it up to date)
To the fullest extent permitted by law:
BadDrivingRecord.com Insurance Services Inc. , and their owners, officers, employees, contractors, and agents shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of the Website, your inability to use the Website, or any quotes or information obtained through the Website.
Our total liability for any claim arising from or related to your use of the Website shall not exceed the greater of (a) $100 or (b) the amount you paid us, if any, for services directly through this Website.
Some jurisdictions do not allow limitations on certain damages; in such jurisdictions, our liability will be limited to the maximum extent permitted by law.
You agree to indemnify, defend, and hold harmless:
• Morrison Insurance Services Inc.,
• BadDrivingRecord.com Insurance Services Inc , and
• Their respective owners, officers, employees, agents, and contractors from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:
• Your use of the Website
• Your violation of these Terms
• Your violation of any applicable law or regulation
• Your infringement or misappropriation of any rights of any third party
These Terms and any dispute arising out of or relating to your use of the Website shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
Binding Arbitration:
Except where prohibited by law, any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Website shall be resolved by binding arbitration on an individual basis, rather than in court, and shall be administered by a recognized arbitration provider under its applicable rules.
• You and we waive the right to a jury trial.
• You and we waive the right to participate in a class action or class arbitration.
• The arbitration shall take place in California, unless otherwise agreed.
Nothing in this section prevents you or us from seeking injunctive or equitable relief in court for misuse of intellectual property or violation of confidentiality.
If any part of this arbitration provision is found unenforceable, the remaining portions shall remain in effect to the fullest extent permitted by law.
We may update these Terms from time to time. When we do, we will revise the “Effective Date” at the top of this page. Your continued use of the Website after any changes are posted constitutes your acceptance of the updated Terms.
If you have any questions about these Terms, please contact:
BadDrivingRecord.com Insurance Services Inc.
68200 Bella Vista Rd, Cathedral City, CA 92234
Email: customerservice@BadDrivingRecord.com
Phone: ((888) 269-0088
Request a call from us, and we’ll get back to you as soon as possible!
