BadDrivingRecord.com didn’t start as a big brand — it started with one simple mission: help drivers who were struggling to find affordable car insurance after a few bumps in the road. In 2015, Morrison Insurance Services Inc. began as an insurance franchisee, and we quickly started specializing in high-risk auto insurance for people with a bad driving record — whether that meant a DUI, a suspended license, too many tickets, accidents, or a lapse in coverage. Starting out in a tiny town in Florida, we built our reputation one driver at a time by making a complicated process feel clear, fast, and respectful.
Over time, our dedication to helping drivers rebuild their independence helped transform our agency from a small Florida operation into one of the largest insurance agencies in the nation specializing exclusively in high-risk auto insurance.
That growth wasn’t fueled by luck — it was driven by focus. While most agencies spread themselves thin trying to serve every type of driver, we made the decision to go deep in the high-risk market. That focus allowed us to become true experts in this space, with a deep understanding of what high-risk drivers need, what challenges they face, and how to help them get back on the road legally and affordably.
And as our reach grew, we launched BadDrivingRecord.com to bring that same specialist help to drivers nationwide — with better tools, faster quoting, and access to more carrier options than most agencies can offer.
/ Because we’ve always specialized in SR-22, FR-44, non-owner, and other high-risk auto insurance, we understand the process inside and out. Whether someone needs to reinstate a license after a DUI or simply wants to prove financial responsibility to the state, our licensed agents make the process as fast, clear, and hassle-free as possible.
/ Our commitment to this niche has also allowed us to build relationships that few agencies can match. Over time, our reputation and expertise have earned us direct appointments with nearly every major insurance carrier in the United States that insures high-risk drivers. This gives us a unique advantage: instead of offering limited options, we can compare rates from multiple insurers to help each driver find the right policy for their needs and budget.
/ At BadDrivingRecord.com, we don’t believe a mistake behind the wheel should define your future. Everyone deserves a second chance — and our entire business is built around making that possible.
We know that getting high-risk auto insurance can feel overwhelming, but our goal is to make it simple. We’ve combined modern technology with old-fashioned customer service to give drivers the best of both worlds.
Our easy online quote system helps drivers compare rates in minutes, while our experienced licensed agents are available to answer questions, explain coverage options, and walk each customer through the process step-by-step.
Because we partner with so many carriers, we can often find rates that are highly competitive, even for drivers who have been turned down by other agencies. Each year, we help thousands of drivers nationwide get insured quickly, affordably, and confidently.
We take pride in knowing that for many of our customers, we’re not just helping them find insurance — we’re helping them get their independence back.
At BadDrivingRecord.com, we’re here for the drivers who have been told “no” too many times. Our promise is simple: to treat every driver with respect, work tirelessly to find the most affordable coverage possible, and never stop improving the way we serve our customers.
No matter where you are in your driving journey, you can count on us to be your advocate — helping you move forward, one mile at a time.
Request a call from us, and we’ll get back to you as soon as possible!