Learn How FR44 Insurance Coverage in Florida Works
Here’s what you need to know about your Florida FR44 coverage. Drivers in the state of Florida who have been convicted of driving while under the influence are required to secure a special form of coverage, known at Florida FR44 insurance, to have their license reinstated. An FR44 filing is a proof of coverage that your […]
Understanding FR44 Filings
Learn about this unique form of coverage. If you have been convicted of a DUI in the state of Florida, then you are legally required to carry special auto insurance to have your license reinstated. This insurance is known as Florida FR44 insurance, and it is designed to ensure that drivers formerly convicted of driving while […]
The Complete Guide to FR44 Insurance After a DUI in Florida
Here you will find a complete guide to FR44 insurance after a DUI in Florida. This guide will walk you through the steps and procedures to help you better understand the driver license reinstatement process. Our agency specializes in FR44 insurance and have learned many things over the years and can answer any questions you […]
Can I purchase FR44 separate from my regular auto insurance policy?
We get this question a lot here at BadDrivingRecord.com. The short answer is no you cannot. If you own a vehicle, have a vehicle registered to you, operate a particular vehicle on a regular basis, or have regular access to a vehicle, your auto insurance and FR44 must be on the same policy. There is […]
How long does a DUI stay on your driving record in Florida?
DUI convictions stay on your insurance record from a minimum of three years. Some insurance companies do go as far back as five years when determining your insurance rate. The State of Florida will likely always keep the DUI on your driving record but insurance companies only increase your rate for convictions that occurred in the […]
How much will my insurance go up after a DUI in Florida?
To be honest you insurance rate will probably go up substantially after a DUI in Florida. The State of Florida requires individuals that have been convicted of a DUI to carry liability limits of 100/300/50. This translates into $100,000 per person and $300,000 per accident for bodily injury coverage and $50,000 in property damage coverage. […]
How long will my license get suspended after a DUI in Florida?
The amount of time that your drivers license will get suspended after a DUI will depend on the severity of the incident. If you caused bodily injury or property damage with your DUI your suspension can sometimes be longer. The duration of your suspension can also be longer if you have had additional DUIs in […]
What does a Non-Owners FR44 policy cover in Florida?
Named non-owner policies provide coverage while you are operating non-owned vehicles for bodily injury and property damage to a third party. This type of policy in secondary over the regular auto policy that is on the vehicle. The owner of the vehicle should also have a regular auto policy on the said vehicle. Uninsured motorist […]
What is FR44 Insurance?
The FR44 filing was created by the State of Florida and is required for individuals that have been convicted of a DUI. The filing itself is attached to your auto policy and certifies that you have purchased the required liability limits of 100/300/50. This translates into $100,000 per person, $300,000 per accident and $50,000 in […]
What is Non-Owners FR44 Insurance?
Named non-owner policies provide bodily injury and property damage coverage to others while you are operating another person’s vehicle. This type of policy is very restrictive and does not cover much so they are typically less expensive than a normal auto policy. Named non-owner policies do not provide any coverage for any vehicle you own […]