How long do you have to carry FR-44 insurance in Florida?

How long you have to carry the FR-44 Filing in Florida?  We get this question a lot here at BadDrivingRecord.com. The FR-44 filing is typically required for a three year period from the date of the original suspension of your drivers license.  In some cases the three years starts from the date your are officially convicted of a DUI.  Many people think that it is required for three years from the time that you first purchase your FR-44 policy but this is incorrect.  If your DUI occurred over three years ago you may still be required to carry the filing.  The best way to find out exactly how long the FR-44 filing is required for your situation is to call the Florida Department of Motor Vehicles.  In most cases you may have better luck contacting your local DMV as the statewide call center is always backed up.  It is important to let your insurance agent know when the FR-44 filing is no longer required for you.  The State of Florida does not notify your insurance company when the FR-44 filing is no longer required so you may be paying for something you don’t need.  It is also important to note that The State of Florida will not provide any information to your insurance agent other than your FR-44 case number.  When the FR-44 filing is no longer required you can remove the filing from your insurance policy and lower your bodily injury coverage back down to reduce the premium.  It is important to be absolutely sure when the filing is no longer required before you remove it.  If you remove the FR-44 filing from your policy and it is still required The State of Florida will suspend your drivers license.  If you have any questions about the FR-44 filing please feel free to contact our agency.