Purchasing FR-44 insurance in Port St. Luice can be a stressful task but BadDrivingRecord.com is here to help. BadDrivingRecord.com writes FR-44 policies all over the state of Florida with Major carriers like Progressive, Foremost, Dairyland, infinity and more. We are and independent insurance agency that can provide insurance from many companies and this allows us to find the best rates on the market. We specialize in FR-44 insurance so we can answer any questions you may have. BadDrivingRecord.com agents understand that the FR-44 filing process can be difficult and we are specially trained to handle them. We can also guide you through the process of getting your drivers license back. If you choose to purchase a policy from us, your insurance application can be signed electronically and we can provide you with proof of insurance immediately. We are also able to provide non-owners FR-44 policies in Port St. Lucie for people that do not have a vehicle. Please feel free to give us a call if you would like a quote or use our live chat feature if you have any questions.
Port St Lucie FR-44 Insurance FAQs
What is the FR-44 filing? The FR-44 filing is attached to an auto insurance policy to certify that you have liability limits of 100/300/50. The State of Florida considers you to be high risk because of your DUI conviction and they want you to have higher liability limits. The filing is electronically sent to the DMV when you purchase an FR-44 insurance policy. In most cases we are also able to send you a copy of the FR-44 certificate immediately. The State of Florida requires to to have FR-44 insurance for three years from the date of original conviction or suspension but you should always ask the local Port St. Lucie DMV how long your FR-44 is required.
How much is FR-44 insurance in Port St. Lucie? The cost of FR-44 insurance varies greatly for every person and its hard to determine a rate without requesting a quote. Insurance rates are determined by many factors including age, sex, garaging location, credit and claims history.
Can I make payments on FR-44 insurance in Florida? The State of Florida requires all FR-44 policies to be non-cancelable and they are required to be paid in full. Most insurance companies that offer six month policy terms. Every six months you would get a renewal and it would be required to be paid in full.
What is my first step? Your first step would be to make sure that you are eligible to get your drivers license back. You can do this by contacting your local DMV. The State of Florida may also send you a letter in the mail stating that you need to purchase FR-44 insurance by a certain date.
