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High Risk Auto Insurance in Orlando

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Here at BadDrivingRecord.com we specialize in insuring high risk individuals with a bad driving record.  We also have markets available for people that have two pip claims in the past three years.  Our agency has great markets available for individuals that have prior tickets, accidents and claims in the Orlando area.  We have five locations throughout the state and can provide insurance no matter where you live via the internet.  With our agency you can request a quote and purchase your new policy from any computer or smartphone.  We provide insurance from many major Florida insurance carriers like Progressive, Foremost, Infinity, Dairyland and Gainsco.  When you request a quote from us, we check with all the carriers we have contracts with to find you the lowest rate possible.  If you think you might be high risk and are having a hard time finding affordable insurance, please feel free to give our office a call.

Florida High Risk Auto Insurance Quote

Orlando high risk auto insurance FAQs

How long will tickets and accidents stay on my driving record in Florida?  Most tickets and accidents will stay on your driving record for a period of three years.  It is important to understand that every insurance company is diffrent.  Some insurance companies only look at your driving record for the past three years and others go back up to five years.

How much does insurance cost in Orlando if I have a bad driving record? Insurance rates can get expensive in Orlando if you have a bad driving record but rates are also determined by many other factors.  Some of these factors include your marital status, sex, age, location, credit and claims history.

Is it possible to purchase insurance if I have two PIP claims in the past three years?  In most cases we are able to provide insurance to individuals with more that one PIP claim in the past three years.

What can I do to lower the cost of my insurance in Orlando?

You have many options available to lower the cost of your insurance.  The most important thing to do is shop around to make sure you find the best rate.  When you are sure you have found the best rate you can make changes to your policy to try to find an amount of coverage that falls in your budget.  Some of the changes you can make to lower the cost of your insurance include:

  • increasing your deductibles
  • adding a PIP deductible
  • rejecting comprehensive and collision coverage if your vehicle is not financed
  • reducing or rejecting bodily injury to others coverage
  • rejecting uninsured motorist coverage
  • adding the paperless discount
Why choose BadDrivingRecord.com for your high risk auto insurance?

Our carriers – We provide insurance from major Florida high risk insurance carriers like Progressive, Foremost, Infinity, Gainsco and Dairyland.

Customer service – Our agency strives to provide top of the line service at an affordable rate.  We do our best to monitor your you policy to make sure we are providing the best rate possible.  Our agency automatically requotes your insurance every six months to see if we can find you a lower rate with another one of our carriers.

Statewide coverage – We have five locations throughout the State of Florida and can write you a policy no matter where you are located via the internet.  You can request a quote, chat with us, and purchase your insurance from any computer or smartphone.

Florida owned and operated – When you call us, you can be sure you are speaking to someone located in the State of Florida.

Experience – We specialize in insuring high risk drivers and can answer any questions you have.

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About the Author
Joshua "Josh" Morrison
Owner of Morrison Insurance Services Inc. | Founder of BadDrivingRecord.com | High-Risk Auto Insurance Specialist | SR-22 & FR-44 Expert
Joshua "Josh" Morrison is the owner of Morrison Insurance Services Inc., the parent company of BadDrivingRecord.com Insurance Services Inc., which operates the public-facing BadDrivingRecord.com insurance brand. Josh focuses on helping drivers with difficult driving records understand high-risk auto insurance, SR-22 filings, FR-44 filings, DUI-related insurance requirements, suspended license situations, non-owner policies, accidents, tickets, lapses in coverage, and other issues that can make finding affordable auto insurance more difficult.

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